It's of course easier to walk on (at least for the moment) to deny own goodness, deny others sacrifices, but it's just cheating for short ease.
What ever way does not only depend on goodness of others but also uses off old own goodness, if stopping in doing, efforts.
Going on is always a matter of becoming indebted, so the question is only toward whom, toward what.
Only an Arahat can "consume" without debts, and who ever strives for an end of desire, who ever has gained the state of being a person on gratitude, is worthy of gift, even if not perfect and total free of desires.
May as many not fall into debt of fake teachings which suggest one that there is something free to consume. May nobody ever suggest others that receiving has no debts as effect, since once bond and actually striving for different, the Robin hood's following will be very angry with him, having cheated them and drove them into great debt. Like poor without virtues are given loans, never capable to ever pay back the loan but simply caught for larger ruin, Maras lie.
Debt or no debt isn't a question, like deed or no deed, effort or no effort, self or no-self, but to whom, which and for what purpose.